HCSTC report - future debt advice challenges post-pandemic

HCSTC OÜ - hcstc 1 How HCSTC websites and apps are designed to shape decision making processes around taking a loan 2 hcstc For our analysis of the HCSTC market, we follow the FCA Handbook definition with the exception that we have widened the definition to include loans with APRs

hcstc HCSTC and the promotion of irresponsible borrowing behaviour Page 4 Trivialisation in short-term high-cost credit advertisements Advertising Guidance: